Pricing
Simple, Transparent Pricing
Free for closed-loop. Affordable plans for the open network.
No setup fees. No hidden charges.
No per-transaction fees
Cancel anytime
30-day free trial
New Merchant Bonus - First 30 Days
Get a 1:5 MIR ratio (vs standard 1:3) and 2× your monthly redemption cap for your first 30 days. Auto-applied on signup.
Monthly
Annual Coming soon
Closed Loop
Private branded coins, your brand
Free/forever
- Your brand, your coin name
- Unlimited issuance
- Redeem only at your shop
- No subscription ever
- White-label UI
Basic
Small shops, getting started
₹299/mo
- RynoWallet Network access
- Up to 2,000 RC/month redemption
- 1:3 MIR ratio
- Free coin issuance
- Basic dashboard
Standard
Growing businesses
₹499/mo
- Everything in Basic
- Up to 5,000 RC/month redemption
- 1:3 MIR ratio
- Earning rules (slab tiers)
- API access
Premium
High-volume retailers
₹799/mo
- Everything in Standard
- Up to 12,000 RC/month redemption
- Priority support
- Webhooks + advanced API
- Better network visibility
Cancel anytime, no questions
No setup fees
30-day free trial on paid plans
No per-transaction charges
Feature Comparison
See exactly what you get at each tier.
| Feature | Closed Loop | Basic | Standard | Premium |
|---|---|---|---|---|
| Monthly price | Free | ₹299 | ₹499 | ₹799 |
| Network access | ||||
| Monthly redemption cap (RC) | Own shop only | 2,000 | 5,000 | 12,000 |
| MIR ratio | N/A | 1:3 | 1:3 | 1:3 |
| New merchant bonus (1:5 for 30 days) | ||||
| White-label branding | ||||
| Earning rules (slab tiers) | ||||
| API access | ||||
| Webhooks | ||||
| Priority support | ||||
| Network visibility boost |
What You Don't Pay For
Traditional loyalty programs charge for all of these. RynoWallet does not.
Per-transaction fees
Hardware or POS equipment
Customer app install fees
Onboarding or setup fees
Developer integration (start without code)
Per-customer charges
Frequently Asked Questions
Yes. You can upgrade from Closed Loop to a Network plan at any time. When you switch, your existing customer balances are migrated. Switching back requires a zero-balance check to protect the network.
Your Network access continues until the end of the current billing period. You can cancel anytime with no penalty. Outstanding coin settlements are processed normally at month end.
MIR (Minimum Issuance Ratio) = coins redeemed ÷ coins issued. If you issued 1,000 RC and redeemed 300 RC, your MIR is 0.3x. The minimum allowed is 0.33x (1:3), meaning for every 3 coins you issued, you can redeem at most 1. This keeps the network balanced so no one free-rides on others' issuance.
No. You can register and use Closed Loop for free without any business registration. For Network plans, basic shop details are required for approval, but GST registration is not mandatory for small shops.
UPI, debit/credit cards, and net banking via Razorpay. All standard Indian payment methods are supported. International cards are not currently accepted.
For your first 30 days on any paid Network plan, you get a 1:5 MIR ratio instead of 1:3 — meaning you can redeem up to 5× what you issue. Your monthly redemption cap is also doubled. This is auto-applied and resets automatically after 30 days.
Start on Closed Loop for Free
Upgrade to Network only when you're ready for cross-shop reach. No commitment, no card needed to start.